SimpWealth is a specialized equipment finance company serving small and mid-size businesses across the United States. Fast decisions, flexible structures, and a credit team that understands your industry.
SimpWealth is an equipment finance company founded by senior financial services professionals with over two decades of banking, credit, and lending experience. We exist because growing businesses deserve a financing partner that understands their industry, moves quickly, and structures solutions that actually work.
We are not a bank. We are a focused, independent lender — which means fewer bureaucratic layers, faster decisions, and a credit team that engages with your situation rather than running it through a rigid checklist. Whether you are acquiring new equipment, upgrading an aging fleet, or expanding capacity to meet demand, SimpWealth brings the capital and expertise to make it happen.
Operating in strategic partnership with one of the top five equipment finance lenders in the United States, we combine the agility of an independent with the backing of an institutional platform.
Commercial trucks, trailers, last-mile delivery fleets, and material handling equipment for carriers and logistics operators.
Excavators, cranes, aerial lifts, and heavy machinery for general contractors, specialty subcontractors, and infrastructure firms.
CNC machinery, robotics, production lines, and automation equipment for manufacturers upgrading capacity or efficiency.
Diagnostic imaging, surgical equipment, dental technology, and practice management systems for healthcare providers.
Servers, networking infrastructure, point-of-sale systems, and enterprise technology for businesses modernizing their operations.
Tractors, harvesting equipment, food processing machinery, and cold storage solutions for agricultural businesses.
We evaluate every transaction on its merits — equipment quality, business cash flow, borrower character, and industry context. Our process is thorough but never bureaucratic. Most credit decisions are made within 48 hours.
Tell us about your business and the equipment you need. Simple application, no lengthy paperwork upfront.
Our credit team evaluates your business financials, equipment value, and transaction structure — typically within 48 hours.
We propose a financing structure that fits your cash flow — loan, lease, or sale-leaseback — with transparent terms.
Once documents are signed, funds are disbursed directly. You take delivery of your equipment and get to work.
Banks move slowly and say no often. Brokers add cost and remove accountability. Large captive lenders serve their manufacturers, not your business. SimpWealth is built differently — a direct lender with the expertise to understand your industry and the flexibility to structure a solution that works.
Most applications receive a credit decision within 48 hours. No committee delays, no bureaucratic bottlenecks.
Senior credit professionals with decades of banking experience evaluate every transaction with rigor and care.
Equipment loans, finance leases, operating leases, and sale-leaseback — we match the structure to your business needs.
We serve A through C credit profiles — including businesses that have been declined by traditional banks.
We originate, underwrite, and fund every transaction ourselves. No brokers, no surprises, no hand-offs.
Whether you need $25,000 or $5 million, we'd like to hear about your business and what you're looking to accomplish. Reach out directly and a member of our team will respond within one business day.
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